90% silver coins were in everyday circulation prior to 1965
Buying junk silver coins—pre-1965 U.S. dimes, quarters and half dollars minted in 90% silver—is one of the lowest-premium ways to stack physical silver. This page tracks real-time offers across trusted online dealers so you can comparison-shop premiums and quickly spot the cheapest price per troy ounce.
Tip: Premiums on junk silver often run ~$0.99–$2.49/oz over spot in calm markets and can compress further in competitive conditions. Use the filters and sort by $/ozt to zero in on the best deal.
A face value bag refers to the total face value of the junk silver coins. For example:
Want exact melt? Our calculators convert face value → troy ounces and $/ozt → lot price in one step.
What is “junk silver” vs. “constitutional silver”?
Both terms refer to pre-1965 U.S. circulation coins that are 90% silver (dimes, quarters, halves). “Constitutional” is a friendlier term many stackers use; the silver content is identical.
How many troy ounces are in $100 face value of 90% silver?
Approx. 71.5 ozt of fine silver (rule of thumb: $1 FV ≈ 0.715 ozt for mixed 90% coinage in circulated condition).
Is junk silver cheaper than 1 oz rounds or bars?
Often, yes. In normal markets, junk silver premiums can be lower than sovereign coins and close to generic rounds/bars. During retail shortages, premiums can widen—compare $/ozt before you buy.
Is it legal to melt junk silver?
Yes. Current U.S. restrictions apply to melting pennies and nickels, not silver coinage. Laws can change—check current guidance if you plan to refine.
What about 40% silver coins?
1965–1970 Kennedy halves are 40% silver (~0.1479 ozt each). They often carry lower premiums but also lower silver per coin; compare $/ozt across both.
During the early 1960s, the increased use of silver in manufacturing things like photographic film and other consumer goods caused the price of silver to rise.
Beginning in 1965, the US Mint introduced the cupronickel-clad coins that we are most familiar with today. 90% silver coins were once used as regular everyday coinage until people began to hoard the them due to their intrinsic value.
By 1971, the US Mint shifted the half-dollars to the nickel-clad alloy coins that are now well-known, saving 90% silver for proofs and unique commemorative coins.
When buying Junk Silver Coins as a store of value, FindBullionPrices.com can help you find the lowest premiums from an assortment of trusted and reputable online bullion dealers. The prices on our site are updated every hour and adjusted for silver spot price. This gives you the tools to compare silver prices.