Gold: $4829.77  Silver: $93.58  Platinum: $2504.09  90% Junk $1 FV: $66.91  Gold/Silver Ratio: 51.61

eBay Credit Card Rewards Calculator for Silver Bullion and Coins

When you click on links to various merchants on this site and make a purchase, this can result in this site earning a small commission. More information about our affiliate programs can be found here.

Maximize Credit Card Rewards on eBay Gold and Silver Bullion Purchases

When buying gold and silver bullion online, savvy investors often overlook the value of credit card rewards. Whether you earn cashback, points, or miles, using the right credit card can help reduce your overall cost per ounce and offset premiums when shopping on eBay and other marketplaces. This calculator is designed to help you find deals and determine the effective price you’re paying for gold and silver after factoring in your credit card rewards.

The tool below lets you input your credit card rewards percentage along with any bonus offers and compare those savings against the melt value and purchase price. This can potentially unlock reward opportunities that would otherwise be excluded by major dealers.

Use the dropdown to select your rewards rate—1%, 2%, or more—and discover which gold and silver bullion items deliver the best value after factoring in credit card earnings.

This tool is an essential resource for investors looking to improve their dollar-cost average while continuing to stack physical precious metals like American Gold Eagles, Swiss Francs, Mexican Pesos, and vintage gold coins.



Items highlighted below in green have a net price below melt after factoring in the rewards and cash back.

Silver

Image Seller Item Title Buy Price
(Calculated Reward)
Calculated Reward Melt Value Net Price
(Melt Value)
1964 Canada 80% Silver Dollar Coin $1 P-L Charlottetown Centennial in RCM Wrap bonanzacoins 1964 Canada 80% Silver Dollar Coin $1 P-L Charlottetown Centennial in RCM Wrap $59.95
($0.60)
$0.60 $56.15 $59.35
($56.15)
1965 Canada 80% Silver Dollar Coin $1 BU - Queen Elizabeth II bonanzacoins 1965 Canada 80% Silver Dollar Coin $1 BU - Queen Elizabeth II $59.95
($0.60)
$0.60 $56.15 $59.35
($56.15)
1963 Canada 80% Silver Dollar Coin $1 BU - Queen Elizabeth II bonanzacoins 1963 Canada 80% Silver Dollar Coin $1 BU - Queen Elizabeth II $59.95
($0.60)
$0.60 $56.15 $59.35
($56.15)
1966 Canada 80% Silver Dollar Coin $1 BU - Queen Elizabeth II bonanzacoins 1966 Canada 80% Silver Dollar Coin $1 BU - Queen Elizabeth II $59.95
($0.60)
$0.60 $56.15 $59.35
($56.15)
1963 Canada Silver Dollar Large 80% Silver Foreign World $1 Coin (Raw19152) golddepot-griffith 1963 Canada Silver Dollar Large 80% Silver Foreign World $1 Coin (Raw19152) $69.95
($0.70)
$0.70 $56.15 $69.25
($56.15)
1967 Canada Silver Dollar Large 80% Silver Foreign World $1 Coin (Raw19158) golddepot-griffith 1967 Canada Silver Dollar Large 80% Silver Foreign World $1 Coin (Raw19158) $69.95
($0.70)
$0.70 $56.15 $69.25
($56.15)
1965 Canada Silver Dollar Large 80% Silver Foreign World $1 Coin (Raw19153) golddepot-griffith 1965 Canada Silver Dollar Large 80% Silver Foreign World $1 Coin (Raw19153) $69.95
($0.70)
$0.70 $56.15 $69.25
($56.15)
90% Junk Silver Coins $1 Face Value FREE SHIPPING -Mixed Date (4) Quarters skylane182p 90% Junk Silver Coins $1 Face Value FREE SHIPPING -Mixed Date (4) Quarters $71.28
($0.71)
$0.71 $66.91 $70.57
($66.91)
90% Junk Silver Coins $1 Face Value - Mixed Coins Average Circulated Condition aydin_coins 90% Junk Silver Coins $1 Face Value - Mixed Coins Average Circulated Condition $71.54
($0.72)
$0.72 $66.91 $70.82
($66.91)
One (1) 1935-1967 Canada Dollar From Obw Roll Choice Gem Bu Unc. 80% Silver aandb-supreme One (1) 1935-1967 Canada Dollar From Obw Roll Choice Gem Bu Unc. 80% Silver $73.89
($0.74)
$0.74 $56.15 $73.15
($56.15)
90% Junk Silver $1 Face Value - Dimes, Quarters, Halves Random Choice/Condition shafferrarecoins 90% Junk Silver $1 Face Value - Dimes, Quarters, Halves Random Choice/Condition $74.00
($0.74)
$0.74 $66.91 $73.26
($66.91)
90% Junk Silver Coins $1 Face Value ? Mixed Coins ? FAST FREE SHIPPING! universalgoldservices 90% Junk Silver Coins $1 Face Value ? Mixed Coins ? FAST FREE SHIPPING! $74.97
($0.75)
$0.75 $66.91 $74.22
($66.91)
1922-1925 Silver Peace Dollar - VG-VF PDS (1) coin tkeepercoins 1922-1925 Silver Peace Dollar - VG-VF PDS (1) coin $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
1922 US Peace Dollar Coin $1 One Dollar .900 Silver Capped Liberty Phila Mint royaltygift 1922 US Peace Dollar Coin $1 One Dollar .900 Silver Capped Liberty Phila Mint $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
1926 P PEACE SILVER DOLLAR BU 7911S rockfordcoinandstamp 1926 P PEACE SILVER DOLLAR BU 7911S $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
1923 P Peace Silver Dollar MS tmflip 1923 P Peace Silver Dollar MS $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
1923-S Silver Peace Dollar zcrazy860 1923-S Silver Peace Dollar $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
1925 P BU PEACE SILVER DOLLAR UNC crajo19706phc 1925 P BU PEACE SILVER DOLLAR UNC $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
1922 United States Collectible Liberty Peace One Dollar Silver Coin Toned amazingstealsanddeals 1922 United States Collectible Liberty Peace One Dollar Silver Coin Toned $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
1934 D One-dollar Liberty Peace Silver Coin gabrovo4950 1934 D One-dollar Liberty Peace Silver Coin $75.00
($0.75)
$0.75 $72.37 $74.25
($72.37)
INVEST! 90% U.S.?? SILVER ??? Vintage 10C Collectible Coins $1 Face Value astoriacoinsandcollectibles INVEST! 90% U.S.?? SILVER ??? Vintage 10C Collectible Coins $1 Face Value $75.95
($0.76)
$0.76 $66.91 $75.19
($66.91)
INVEST! 90% U.S.?? SILVER ??? Vintage 25c Collectible Coins $1 Face Value astoriacoinsandcollectibles INVEST! 90% U.S.?? SILVER ??? Vintage 25c Collectible Coins $1 Face Value $75.95
($0.76)
$0.76 $66.91 $75.19
($66.91)
INVEST! 90% U.S.?? SILVER ???Antique /Vintage 10C Collectible Coins $1 Face astoriacoinsandcollectibles INVEST! 90% U.S.?? SILVER ???Antique /Vintage 10C Collectible Coins $1 Face $77.95
($0.78)
$0.78 $66.91 $77.17
($66.91)
1883-O  AU  UNCIRCULATED  MORGAN SILVER DOLLAR 90% SILVER $1 US COIN -NICE!  J80 hawaiibusman 1883-O AU UNCIRCULATED MORGAN SILVER DOLLAR 90% SILVER $1 US COIN -NICE! J80 $79.79
($0.80)
$0.80 $56.15 $78.99
($56.15)
LOT of 15 Silver Roosevelt Dimes US Mint 90%  +1 troy oz Total $1.50 Face AvgCir traderski1 LOT of 15 Silver Roosevelt Dimes US Mint 90% +1 troy oz Total $1.50 Face AvgCir $104.98
($1.05)
$1.05 $66.91 $103.93
($66.91)
$1 Face (20 Coins) Circulated War Nickels 35% Silver (1942-1945) greatamericancoinco $1 Face (20 Coins) Circulated War Nickels 35% Silver (1942-1945) $139.51
($1.40)
$1.40 $105.31 $138.11
($105.31)
40% Silver Kennedy Half Dollars - Roll of 20 - $10 Face Value liberty.coin 40% Silver Kennedy Half Dollars - Roll of 20 - $10 Face Value $294.80
($2.95)
$2.95 $276.80 $291.85
($276.80)
1965-1969 40% Kennedy Roll 20 Coin $10 Face Lot Collection mbarrcoins 1965-1969 40% Kennedy Roll 20 Coin $10 Face Lot Collection $296.03
($2.96)
$2.96 $276.80 $293.07
($276.80)
(20) 1965-1970 Kennedy Half Dollars 40% Silver $10 US Mint Coins dfc_201 (20) 1965-1970 Kennedy Half Dollars 40% Silver $10 US Mint Coins $299.99
($3.00)
$3.00 $276.80 $296.99
($276.80)
Lot (20) BU Unc 1965-1969 Kennedy 40% Silver Roll $10 Face Collection mbarrcoins Lot (20) BU Unc 1965-1969 Kennedy 40% Silver Roll $10 Face Collection $337.72
($3.38)
$3.38 $276.80 $334.34
($276.80)
90% Silver Mercury Dimes ? Lot Of 51 Coins per Tube ? 3.61 ozt ASW Over $5 Face falconcoins 90% Silver Mercury Dimes ? Lot Of 51 Coins per Tube ? 3.61 ozt ASW Over $5 Face $348.99
($3.49)
$3.49 $334.55 $345.50
($334.55)
Mercury Dimes 90% Silver Random Years Roll Of 50 Dimes $5 Face capined75 Mercury Dimes 90% Silver Random Years Roll Of 50 Dimes $5 Face $360.00
($3.60)
$3.60 $334.55 $356.40
($334.55)
Mercury Dimes 90% Silver 50 Coin Roll $5 Face Value Average Circulated In Stock aydin_coins Mercury Dimes 90% Silver 50 Coin Roll $5 Face Value Average Circulated In Stock $369.45
($3.69)
$3.69 $334.55 $365.76
($334.55)
90% SILVER ~ 50 MERCURY DIMES = 1 ROLL OF 50 COINS / 3.57 ounces = $5 FACE! sharon1a 90% SILVER ~ 50 MERCURY DIMES = 1 ROLL OF 50 COINS / 3.57 ounces = $5 FACE! $374.00
($3.74)
$3.74 $334.55 $370.26
($334.55)
Roll of 50 90% Silver Mercury Dimes $5 Face  ~ L?K  SHIPS FREE maccoins_2819 Roll of 50 90% Silver Mercury Dimes $5 Face ~ L?K SHIPS FREE $385.28
($3.85)
$3.85 $334.55 $381.43
($334.55)
90% Silver Mercury Dimes - One Roll of 50 - $5 Face 90% Silver FREE SHIPPING! lowestpricedcents 90% Silver Mercury Dimes - One Roll of 50 - $5 Face 90% Silver FREE SHIPPING! $450.00
($4.50)
$4.50 $334.55 $445.50
($334.55)
2011 VICKSBURG Mississippi 5 Oz. .999  SILVER ATB BULLION in Capsule euclide 2011 VICKSBURG Mississippi 5 Oz. .999 SILVER ATB BULLION in Capsule $525.00
($5.25)
$5.25 $467.90 $519.75
($467.90)
2011 VICKSBURG Mississippi 5 Oz. SILVER ATB BULLION AMERICA BEAUTIFUL UNTOUCHED au3000 2011 VICKSBURG Mississippi 5 Oz. SILVER ATB BULLION AMERICA BEAUTIFUL UNTOUCHED $545.00
($5.45)
$5.45 $467.90 $539.55
($467.90)
2011 5 oz Silver ATB Vicksburg MS-69 DPL NGC (Early Release) apmex 2011 5 oz Silver ATB Vicksburg MS-69 DPL NGC (Early Release) $568.59
($5.69)
$5.69 $467.90 $562.90
($467.90)
2011 VICKSBURG NP ATB 5 OZ. SILVER PCGS MS69 DMPL First Strike FS au3000 2011 VICKSBURG NP ATB 5 OZ. SILVER PCGS MS69 DMPL First Strike FS $585.00
($5.85)
$5.85 $467.90 $579.15
($467.90)
2011-P VICKSBURG ATB 5 Oz. SILVER PCGS SP69 Rim Toning FIRST STRIKE FS Mercanti au3000 2011-P VICKSBURG ATB 5 Oz. SILVER PCGS SP69 Rim Toning FIRST STRIKE FS Mercanti $625.00
($6.25)
$6.25 $467.90 $618.75
($467.90)
2011-P VICKSBURG ATB 5 Oz. SILVER PCGS SP69 FIRST STRIKE FS Mercanti au3000 2011-P VICKSBURG ATB 5 Oz. SILVER PCGS SP69 FIRST STRIKE FS Mercanti $625.00
($6.25)
$6.25 $467.90 $618.75
($467.90)
$10 Face Value 90% Silver Coins - Random Year and Denomination - Full Dates aydin_coins $10 Face Value 90% Silver Coins - Random Year and Denomination - Full Dates $691.97
($6.92)
$6.92 $669.10 $685.05
($669.10)
90% Silver Washington Quarters - Roll of 40 - $10 Face Value Average Circulated aydin_coins 90% Silver Washington Quarters - Roll of 40 - $10 Face Value Average Circulated $692.46
($6.92)
$6.92 $669.10 $685.54
($669.10)
Franklin Half Dollar 90% Silver $10 Face Value Roll Of 20 Coins Full Dates aydin_coins Franklin Half Dollar 90% Silver $10 Face Value Roll Of 20 Coins Full Dates $692.46
($6.92)
$6.92 $669.10 $685.54
($669.10)
Roll of 20 - 1964 $10 Face Value Full Dates 90% Silver Kennedy Half Dollars pinehurstcoins Roll of 20 - 1964 $10 Face Value Full Dates 90% Silver Kennedy Half Dollars $693.30
($6.93)
$6.93 $669.10 $686.37
($669.10)
Roll of 40 - 90% Silver Washington Quarters $10 Face Value Full Dates mcm Roll of 40 - 90% Silver Washington Quarters $10 Face Value Full Dates $693.52
($6.94)
$6.94 $669.10 $686.58
($669.10)
Roll of 20 - 90% Silver Walking Liberty Half Dollars $10 Face Value Full Dates mcm Roll of 20 - 90% Silver Walking Liberty Half Dollars $10 Face Value Full Dates $693.52
($6.94)
$6.94 $669.10 $686.58
($669.10)
Roll of 20 - 90% Silver Franklin Half Dollars $10 Face Value Full Dates mcm Roll of 20 - 90% Silver Franklin Half Dollars $10 Face Value Full Dates $693.52
($6.94)
$6.94 $669.10 $686.58
($669.10)
Roll of 20 - $10 Face Value Full Dates 90% Silver Walking Liberty Half Dollars pinehurstcoins Roll of 20 - $10 Face Value Full Dates 90% Silver Walking Liberty Half Dollars $693.52
($6.94)
$6.94 $669.10 $686.58
($669.10)
Roll of 40 - $10 Face Value Full Dates 90% Silver Washington Quarters pinehurstcoins Roll of 40 - $10 Face Value Full Dates 90% Silver Washington Quarters $693.52
($6.94)
$6.94 $669.10 $686.58
($669.10)
Roll of 20 - 1964 $10 Face Value Full Dates 90% Silver Kennedy Half Dollars pinehurstcoins Roll of 20 - 1964 $10 Face Value Full Dates 90% Silver Kennedy Half Dollars $693.52
($6.94)
$6.94 $669.10 $686.58
($669.10)
2 Rolls of 50 - $10 Face Value Full Dates 90% Silver Roosevelt Dimes pinehurstcoins 2 Rolls of 50 - $10 Face Value Full Dates 90% Silver Roosevelt Dimes $693.52
($6.94)
$6.94 $669.10 $686.58
($669.10)
90% Silver Franklin Half Dollars Brilliant Uncirculated - Roll of 20 - $10 Face liberty.coin 90% Silver Franklin Half Dollars Brilliant Uncirculated - Roll of 20 - $10 Face $715.59
($7.16)
$7.16 $669.10 $708.43
($669.10)
90% SILVER 1964 KENNEDY HALF DOLLARS ROLL OF 20 = 7.15 ozs $10 FACE ~ FREE SHIP! sharon1a 90% SILVER 1964 KENNEDY HALF DOLLARS ROLL OF 20 = 7.15 ozs $10 FACE ~ FREE SHIP! $741.00
($7.41)
$7.41 $669.10 $733.59
($669.10)
Standing Liberty Quarters, $10 Face Value (NO DATES), 40 Coins stevewalker-59 Standing Liberty Quarters, $10 Face Value (NO DATES), 40 Coins $750.00
($7.50)
$7.50 $669.10 $742.50
($669.10)
1964 Kennedy Half Dollar - 90% Silver - $10 Face - Lot of 20 chimin 1964 Kennedy Half Dollar - 90% Silver - $10 Face - Lot of 20 $750.00
($7.50)
$7.50 $669.10 $742.50
($669.10)
(20) AU/BU 1964 $10 Face 90% Silver Kennedy Half Dollar Junk Bullion Roll Lot mbarrcoins (20) AU/BU 1964 $10 Face 90% Silver Kennedy Half Dollar Junk Bullion Roll Lot $754.38
($7.54)
$7.54 $669.10 $746.84
($669.10)
(200) 1965-1970 Kennedy Half Dollars 40% Silver $100 US Mint Coins dfc_201 (200) 1965-1970 Kennedy Half Dollars 40% Silver $100 US Mint Coins $2866.99
($28.67)
$28.67 $2,768.00 $2838.32
($2,768.00)
$100 Face 1965-1969 JFK Kennedy Half Dollar  10x Rolls 40% Silver  Bulk Lot mbarrcoins $100 Face 1965-1969 JFK Kennedy Half Dollar 10x Rolls 40% Silver Bulk Lot $2918.79
($29.19)
$29.19 $2,768.00 $2889.60
($2,768.00)
90% Silver Washington Quarters - $50 Face Value Bag bullionllc 90% Silver Washington Quarters - $50 Face Value Bag $3609.63
($36.10)
$36.10 $3,345.49 $3573.53
($3,345.49)
90% Silver Franklin Halves - $50 Face Value Bag Avg Circ bullionllc 90% Silver Franklin Halves - $50 Face Value Bag Avg Circ $3609.63
($36.10)
$36.10 $3,345.49 $3573.53
($3,345.49)
90% Silver Walking Liberty Halves - $50 Face Value Bag bullionllc 90% Silver Walking Liberty Halves - $50 Face Value Bag $3618.91
($36.19)
$36.19 $3,345.49 $3582.72
($3,345.49)
90% Silver Roosevelt Dimes - $50 Face Value Bag Avg Circ bullionllc 90% Silver Roosevelt Dimes - $50 Face Value Bag Avg Circ $3648.63
($36.49)
$36.49 $3,345.49 $3612.14
($3,345.49)
90% Silver US Coins - $50 Face Value Bag bullionllc 90% Silver US Coins - $50 Face Value Bag $3693.01
($36.93)
$36.93 $3,345.49 $3656.08
($3,345.49)
90% Silver Franklin Half-Dollars $50 Face Value Bag Avg Circ apmex 90% Silver Franklin Half-Dollars $50 Face Value Bag Avg Circ $3807.85
($38.08)
$38.08 $3,345.49 $3769.77
($3,345.49)
Bag of 400 - $100 Face Value Full Dates 90% Silver Washington Quarters pinehurstcoins Bag of 400 - $100 Face Value Full Dates 90% Silver Washington Quarters $6912.36
($69.12)
$69.12 $6,690.97 $6843.24
($6,690.97)
Bag of 400 - $100 Face Value Full Dates 90% Silver Washington Quarters pinehurstcoins Bag of 400 - $100 Face Value Full Dates 90% Silver Washington Quarters $6922.08
($69.22)
$69.22 $6,690.97 $6852.86
($6,690.97)
Bag of 400 - $100 Face Value No Dates 90% Standing Liberty Quarters pinehurstcoins Bag of 400 - $100 Face Value No Dates 90% Standing Liberty Quarters $6955.77
($69.56)
$69.56 $6,690.97 $6886.21
($6,690.97)
Bag of 400 - $100 Face Value Full Dates 90% Barber Quarters pinehurstcoins Bag of 400 - $100 Face Value Full Dates 90% Barber Quarters $7120.57
($71.21)
$71.21 $6,690.97 $7049.36
($6,690.97)
90% Silver Mercury Dime - $100 Face Value Bag Avg Circ bullionllc 90% Silver Mercury Dime - $100 Face Value Bag Avg Circ $7177.82
($71.78)
$71.78 $6,690.97 $7106.04
($6,690.97)
90% Silver Washington Quarters - $100 Face Value Bag bullionllc 90% Silver Washington Quarters - $100 Face Value Bag $7192.82
($71.93)
$71.93 $6,690.97 $7120.89
($6,690.97)
90% Silver Washington Quarters - $100 Face Value Bag bullionllc 90% Silver Washington Quarters - $100 Face Value Bag $7194.25
($71.94)
$71.94 $6,690.97 $7122.31
($6,690.97)
90% Silver Roosevelt Dimes - $100 Face Value Bag Avg Circ bullionllc 90% Silver Roosevelt Dimes - $100 Face Value Bag Avg Circ $7199.25
($71.99)
$71.99 $6,690.97 $7127.26
($6,690.97)
90% Silver Franklin Halves - $100 Face Value Bag Avg Circ bullionllc 90% Silver Franklin Halves - $100 Face Value Bag Avg Circ $7227.82
($72.28)
$72.28 $6,690.97 $7155.54
($6,690.97)
90% Silver Walking Liberty Halves - $100 Face Value Bag bullionllc 90% Silver Walking Liberty Halves - $100 Face Value Bag $7232.82
($72.33)
$72.33 $6,690.97 $7160.49
($6,690.97)
90% Silver US Coins - $100 Face Value Bag bullionllc 90% Silver US Coins - $100 Face Value Bag $7356.59
($73.57)
$73.57 $6,690.97 $7283.02
($6,690.97)
90% Silver Kennedy Half-Dollars $500 Face Value Bag (1964) apmex 90% Silver Kennedy Half-Dollars $500 Face Value Bag (1964) $36426.41
($100.00)
$100.00 $33,454.85 $36326.41
($33,454.85)
90% Silver Franklin Half-Dollars $500 Face Value Bag Avg Circ apmex 90% Silver Franklin Half-Dollars $500 Face Value Bag Avg Circ $36610.21
($100.00)
$100.00 $33,454.85 $36510.21
($33,454.85)
90% Silver Walking Liberty Half-Dollars $500 Face Value Bag apmex 90% Silver Walking Liberty Half-Dollars $500 Face Value Bag $36610.21
($100.00)
$100.00 $33,454.85 $36510.21
($33,454.85)

Frequently Asked Questions About Credit Card Rewards and Bullion Purchases

Can I earn credit card rewards when buying gold and silver bullion?
Yes, many credit cards offer cashback or reward points on purchases made through online marketplaces like eBay or directly from dealers who accept card payments. When buying from eBay sellers that categorize bullion coins or collectibles under numismatics, your purchase is more likely to be eligible for credit card rewards.

How do credit card rewards compare to traditional bullion dealer discounts?
While some dealers offer discounts for paying with checks or bank wires, credit card rewards offer flexibility and can stack with other promotions. A 2% cashback credit card can significantly reduce the effective premium you're paying on your bullion purchase, especially for lower-premium gold coins or silver bars.

What are the risks of using a credit card for bullion?
Always ensure you buy from reputable sellers with strong reviews and a high rating. A credit card also provides added purchase protection in case of disputes, delayed shipments, or non-delivery—an added benefit when buying from marketplaces like eBay.

Why is this important for gold and silver investors?
With premiums fluctuating and the gold/silver ratio remaining historically high, every opportunity to reduce costs matters. Savvy investors leverage every advantage—buying during market dips, choosing low-premium coins, or stacking up credit card rewards to lower their net price per ounce.

Which credit cards are best for bullion purchases?
Flat-rate cashback cards (like the Citi Double Cash or Fidelity Rewards) or rotating category cards that reward eBay or PayPal purchases are often good options. Some cards also offer elevated points for online spending or marketplaces.

Explore our blog for more information on maximizing credit card rewards while buying gold and silver bullion.




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