I recently purchased two RMC 10 oz silver bars from WCD at a great price. I paid using their e-check function. It was a very smooth process. I've read reviews elsewhere that complain about the "slowness" of receiving their orders. i have to say that WCD's shipping time frame seems to be about average for bullion dealers when paying with e-check/check. I can't speak to WCD's delivery speed when paying with a credit card though. In sum: great prices and accepts e-check. I will be buying from them again.