Over the past several years, the number of companies offering monthly bullion subscription boxes has proliferated into virtually every niche.
Have more than a few different monthly subscription services related to silver and gold bullion come to market?
Not surprising.
Are they worth it for the average precious metals investor?
What are some bullion subscription box services?
Several different bullion subscription services have emerged over the past couple of years. Each bullion subscription service allows monthly investing in silver, gold, and platinum bullion with a fixed amount of money spent.
The amount of bullion received in each monthly shipment will vary depending on the spot price of each precious metal and the amount each investor has chosen to spend.
Investor Crate
Investor Crate is one of the most popular bullion subscription services to emerge over the past couple of years. InvestorCrate offers a variety of subscription levels, including gold, silver, platinum, and constitutional or “junk” silver.
Their monthly subscription boxes start at $50 and go as high as $1,000 monthly.
The subscriptions that they offer include:
| Subscription | What’s Included | Monthly Price |
|---|---|---|
| Gold Crate | Gold bars and coins | $50 – $1,000 |
| Silver Crate | Silver Coins from world mints | $50 – $1,000 |
| Generic Silver Crate | Rounds and fractional silver | $50 – $1,000 |
| 50/50 Combo Crate | Blend of silver and gold precious metals | $50 – $1,000 |
| Big Bar Crate | Monthly subscription box of silver bars | $50 – $1,000 |
| Platinum Crate | Focused for platinum investors | $50 – $1,000 |
| Team Crate | Staff favorites | $50 – $1,000 |
| 90% Silver Crate | Pre-1965 90% Silver Coins | $50 – $1,000 |
| US Standard Crate | U.S. Mint products only | $50 – $1,000 |
InvestorCrate offers several varieties of combo boxes you can subscribe to monthly. One bullion crate includes only items issued by the US Mint, such as American Silver Eagle coins and perhaps other special-release bullion items.
50/50 Combo
This monthly subscription box contains a mix of Gold and Silver. The exact blend is determined each month based on availability and spot price. However, it’s hard to imagine what mix of gold and silver you might expect if you subscribe at the lowest level of $50.
The Big Bar Crate
This monthly subscription box is for those interested in silver bars. The exact items, size, and quantity of the silver bars in this box will depend on the subscription’s cost.
At the basic subscription level of $50, the most one could expect at the current silver spot price would be less than 2 troy ounces a month. As the spot price rises, the amount of silver each month will decrease.
Subscription prices range from $50 to $1,000 a month.
Money Metals Exchange
Money Metals Exchange offers several different monthly subscription services for gold and silver bullion. Their Monthly Gold & Silver Savings Plans allow investors to invest as little as $100 a month in silver, gold, or a combination of silver and gold.
Instead of being sent a random box of bullion every month, they allow you to choose your specific investments. The idea is that their plan revolves around the strategy of dollar-cost averaging. Dollar-cost averaging is an investment strategy that focuses on investing the same dollar amount at regular and consistent intervals.
You choose from a list of popular bullion items in the Money Metals Exchange monthly savings plan. The choices available include sovereign government-backed coins such as Silver & Gold Eagles and Maple Leafs and generic bullion bars and rounds in various sizes and weights.
Subscription prices start at $100 a month.
GMRGold
GMRGold offers monthly curated bullion subscription boxes similar to those from InvestorCrate.
They offer three subscription levels: Basic Bullion Box, Advanced Bullion Box, and Elite Bullion Box.
The Basic Bullion Box costs $100 a month, the Advanced Bullion Box is $250 a month, and the Elite Bullion Box is $500. They also offer a Custom Bullion Box option for any larger amount.
Their expert advisors curate what is included at each level every month. Items delivered each month may consist of gold and silver bullion, bronze, and copper precious metals and will be coins, bars, or rounds.
Are bullion subscriptions worth the money?
Generally speaking, No. Bullion Box subscriptions could be a better value for the money. In each case, the company needs to make money. With spot prices changing constantly, it’s difficult for these companies to lock in prices that would compare to those of many of the larger dealers.
The items included in the monthly subscription will most often differ from those you would buy by setting aside money every month. Many InvestorCrate unboxing videos on YouTube show what the average person receives in their typical boxes; most seem disappointing for the cost.